With An Older Pet Insurance Can Be More Difficult To Find
Elderly pets can present unique health situations. Not only are they susceptible to more age related problems, they’ve also been a much-loved member of your family for many long years. It can be very difficult when faced with the choice between high veterinarian fees or saying goodby to your pet. If you’re the owner of an older pet, insurance might be the answer. However, you have to look carefully for exclusions that may affect the elderly pet.
The elderly pet can be faced with a whole variety of age-related problems like cataracts, possible blindness, deafness, arthritis, strokes and seizures, broken bones and serious illnesses like cancer and heart disease.
Older Pet Insurance Choices
While many pet insurance plans exclude many of the problems related to older pets, some policies are available especially for the senior pet. You will likely have to pay more, since the elderly pet is much more likely to develop health problems.
Unfortunately, many pet insurance plans will not offer coverage for pets past the age of 10. On the other hand, there are plans that have plans specifically for senior pets. You may not find coverage for pre-existing conditions and you’ll want to check to see if the policy covers cancer.
There are some companies that have coverage specifically for Senior Cats and offer no upper age limit for enrolling your pet. The premiums will usually increase as your pet gets older.
Why You Might Want To Consider Insurance For Your Older Pet
As your pet ages, it is more important than ever to see that they get routine veterinary care. With dogs, for instance, vets recommend you start getting geriatric screenings anywhere from 4 to 9 years of age depending on the size of the dog.
These preventative screenings can be extremely important in catching problems early and will usually include a physical exam, blood tests and possibly even include an electrocardiogram and other tests indicated by your pet’s health history.
Some vets even recommend semi-annual visits for elderly pets and all this can become quite costly. With the right pet insurance plan, you might be able to defray some of the costs related to prolonging your pet”s life.
There are a lot of things you can do to help your older pet live a long and healthy life – things like weight control, good dental hygiene, regular wellness visits and staying aware of any changes in your pets behavior. With an older pet, insurance might be able to help you through the difficulties of having an seriously ill pet and being faced with the possibility of costly vet bills.
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